Regular Checking

·       No minimum balance

·       Unlimited check writing

·       Free check imaging

·       Free ATM or Visa debit card to qualified customers

·       Free Dial-A-Bank, FSBMe-Banking & FSBMe-Pay

·       Ready Reserve overdraft protection (available upon credit review) 

·       Free 1^st year Safety Deposit Box rent

·       25 basis point discount on 1^st consumer loan to qualified customers

·       50 free wallet checks with 1^st order (from Deluxe’s Specialty line only)

Classic Checking

·       $500 minimum to open account and obtain the stated Annual Percentage Yield (APY)

·       Variable Tiered Interest -- rates are subject to change at any time at FSBM's discretion (As your balance increases, so does your earnings)

·       Unlimited check writing

·       Free check imaging

·       Free ATM or Visa debit card to qualified customers

·       Free Dial-A-Bank, FSBMe-Banking & FSBMe-Pay

·       Ready Reserve overdraft protection (available upon credit review)

·       Free 1^st year Safety Deposit Box rent

·       25 basis point discount on 1^st consumer loan to qualified customers

·       50% discount on check orders (from Deluxe’s Specialty line only)

($10 minimum balance fee assessed monthly when balance goes below $500. Fees could reduce earnings on this account.)

Golden Checking

·       $1,000 minimum to open account and obtain stated Annual Percentage Yield (APY)

·       Variable Tiered Interest -- rates are subject to change at any time at FSBM's discretion (As your balance increases, so does your earnings)

·       Unlimited check writing

·       Free check imaging

·       Free ATM or Visa debit card to qualified customers

·       Free Dial-A-Bank, FSBMe-Banking & FSBMe-Pay

·       Ready Reserve Option 1 -- monthly fee waived (available upon credit review)

·       Free 1^st year Safety Deposit Box rent

·       25 basis point discount on 1^st consumer loan to qualified customers

·       Additional 10 basis points on CD rates (bonus rates do not apply to IRA CDs or promotional offers)

·       Free checks (from Deluxe’s Specialty line only)

 ($15 minimum balance fee assessed monthly when balance goes below $1,000. Fees could reduce earnings on this account.)