Products and Services

Privacy Policy

At The First State Bank of Munich, our customers' financial privacy is an issue of utmost importance to us. Confidentiality of financial information is important to you and vital to our business. We consider the privacy of the information you share with us to be the essence of our relationship. This notice is a statement of our promise to you.

Information we collect

Nonpublic information is information about you that we collect in connection with providing a financial product or service. It does not include information that is available from public sources such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.

We collect nonpublic information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information we receive from a consumer reporting agency

Information we disclose

We do not disclose nonpublic personal information about our customers or former customers with nonaffiliated third parties except as permitted by law. The law allows us to share information with third parties in certain circumstances. For instance we may share information necessary to process your transactions, print your checks, or service your account. We require third party companies acting on our behalf to conform to our privacy standards. We maintain confidentiality agreements with our third party providers assuring that our customer information may not be shared for any purpose other than those they are contracted for.

We do not sell or share customer information to unrelated third parties to use for their own purpose.

Safeguarding your information

We will safeguard, according to strict standards of security and confidentiality, any information you share with us. We limit access to nonpublic personal information only to those employees who need the information to do their jobs.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information against unauthorized access, alteration, and destruction.

Children's Online Privacy

Our website is directed to a general audience. We respect the privacy of your children and do not knowingly solicit or collect personal information from consumers under the age of thirteen.