Products and Services
Checking Products
The First State Bank of Munich strives to provide valuable customer relations and our customer base reciprocates that by its loyalty. FSBM appreciates that. Where else can you find a bank that provides free checking for both its consumers and business clientele? FSBM will help you choose the program to best fit your needs.
Managing your accounts is easier than ever with FSBMe-Banking - a free, secure and convenient way to monitor your accounts onlne.
Ordering your own checks has never been easier. With the FSBM site you can order your checks quickly and conveniently through the Deluxe Personal Check Reorder Website.
Rates are subject to change at any time at our
discretion
FSBM Free Checking
- No minimum balance
- Unlimited check writing
- Free check imaging
- Free ATM or Visa check card to qualified customers
- Free Dial-A-Bank & FSBMe-Banking
- Ready Reserve overdraft protection
- Free 1st year Safety Deposit Box rent
- 25 basis point discount on 1st consumer loan to qualified customers
- 50 free wallet checks with 1st order (from Deluxe's Specialty line only)
Classic Checking
- $500 minimum to open account and obtain the stated Annual Percentage Yield (APY)
- Variable Tiered Interest * (As your balance increases, so does your earnings)
- Unlimited check writing
- Free check imaging
- Free ATM or Visa check card to qualified customers
- Free Dial-A-Bank & FSBMe-Banking
- Ready Reserve overdraft protection
- Free 1st year Safety Deposit Box rent
- 25 basis point discount on 1st consumer loan to qualified customers
- 50% discount on check orders (from Deluxe's Specialty line only)
($10 minimum balance fee assessed monthly when balance goes below $500)
*Most corporations and partnerships are not eligible for interest bearing checking accounts by statute.
*Most corporations and partnerships are not eligible for interest bearing checking accounts by statute.
Golden Checking
- $1,000 minimum to open account and obtain stated Annual Percentage Yield (APY)
- Variable Tiered Interest * (As your balance increases, so does your earnings)
- Unlimited check writing
- Free check imaging
- Free ATM or Visa check card to qualified customers
- Free Dial-A-Bank & FSBMe-Banking
- Ready Reserve Option 1 free
- Free 1st year Safety Deposit Box rent
- 25 basis point discount on 1st consumer loan to qualified customers
- Additional 10 basis points on CD rates**
- Free checks (from Deluxe's Specialty line only)
($15 minimum balance fee assessed monthly when balance goes below $1,000)
*Most corporations and partnerships are not eligible for interest bearing checking accounts by statute.
**Bonus rates do not apply to IRA CDs or promotional offers
*Most corporations and partnerships are not eligible for interest bearing checking accounts by statute.
**Bonus rates do not apply to IRA CDs or promotional offers
